Now is a great time to apply for an Apple Card.
Apple is offering a new bonus for new Apple Card users worth up to $200 in cash back over ten months. Act quickly to take advantage of this offer.
Apple has introduced a second current bonus offer for the Apple Card, providing up to $200 cash back for users who apply for a new Apple Card and make 10 purchases per month. The sign-up window closes on March 21, with credit for purchases made between receiving the card and December 31, 2025.
The promotion aims to encourage new Apple Card holders to use the card regularly. There is no minimum spending requirement for qualifying purchases.
This new offer marks Apple’s first official sign-up bonus, according to 9to5Mac. Previously, the company offered welcome bonuses and other incentives to approved users. Currently, it is also offering a $75 welcome bonus to new cardholders referred by a friend or family member.
Apple Card in flux
The promotional page for Apple’s existing $75 referral bonus does not reward the referrer. Instead, it offers a $75 Daily Cash boost when a new user makes their first purchase on their Apple Card within 30 days.
Both offers highlight the Apple Card’s Daily Cash rewards on everyday purchases, ranging from one percent to three percent depending on the purchase.
Introduced in 2019, the Apple Card has no annual fees, late payment fees, foreign transaction fees, or other charges. Users can apply for the card without affecting their credit score.
The card is undergoing a change in financial partners and provides guidance on payment arrangements to reduce interest charges. User data is not shared with third parties for advertising or marketing purposes, setting it apart from other card providers.
The Apple Card is currently available only in the US and had an estimated 12 million users as of early 2024. Apple is looking for a new financial partner for the card as Goldman Sachs seeks to exit its original backing deal.
With two bonus options available, choosing the $200 cash back offer may seem tempting. However, keep in mind that you will need to use the card 10 times a month for at least four months to earn more than the single $75 bonus.