DataKredit™ is a service from Airtel Ghana providing Data package advances to subscribers with deferred repayment at the moment of balance top-up. It allows customer to borrow data and pay later.
General Mechanics:
- Customers are able to request for a data bundle when they run out by dialing a USSD or sending SMS to the short code 554.
- The data bundles available for advance to customers are 30MB, 50MB, 100MB and 200MB.
- The customer is deducted the loaned amount, in part or in full depending on the amount topped up on the next top-up(s).
- To be eligible for the credit loan, a subscriber must have been active on the Airtel network for more than 90 Days, and should have recharged with at least a GHC 20 voucher in the past 90 days.
- If debtor does not make top-up during 30 days after Data Package advance taking, Debtor’s balance check is performed automatically on the 30th day and debt collection attempt is performed if customer has balance.
- A service fee of 15% will apply on advanced data bundles.
Qualification criteria and activation:
| 30MB | 50MB | 100MB | 200MB | |
|---|---|---|---|---|
| Subscribe through USSD | Dial *554*30# | Dial *554*50# | Dial *554*100# | Dial *554*200# |
| Subscribe through SMS | Send 30 to 554 | Send 50 to 554 | Send 100 to 554 | Send 200 to 554 |
| Cost of Datakredit bundle(GHC) | 1.15 | 1.72 | 3.45 | 5.75 |
| Service fee | 15% | 15% | 15% | 15% |
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