MTN XtraTime, How to borrow credit on MTN

 You can now borrow airtime form MTN Nigeria when you run out of credit and you can not get recharge vouchers immediately.  MTN calls this service MTN XtraTime.

The airtime received on credit can be used for all chargeable activities on the MTNN network.

To qualify to use this service: 

• SIM must be prepaid
• SIM must be registered
• Customer’s number must have been active on the network for at least 12 months
• Customer’s main account balance must be between N0 and N12.
• MTN’s consideration of Customer’s monthly recharge frequency
• MTN’s consideration of Customer’s average monthly spend
• Customer must have paid up any previous XtraTime request and the charges associated thereto.

How to access MTN XtraView.

Just Dial *606# from your MTN phone. The following Menu will be displayed.

1.            Check Eligibility Status
2.            Request for XtraTime
3.            Check XtraTime Balance
4.            XtraTime Transaction History
5.            AboutXtraTime
6.            Exit

You can now perform any activity required by replying with the corresponding code. Airtime borrowed will be automatically added to your balance which you can check by dialing *606# as stated above.

MTN XtraTime Service charge

MTN XtraTime attracts a service charge of 10% of the airtime borrowed.
For example, if N100 XtraTime is requested for, a service fee of N10 is first deducted, and the remaining N90 is credited to the customersspecial XtraTime account.

Paying back MTN XtraTime

Customers can use the usual balance enquiry command (*556#) to check the outstanding XtraTime amount owed.
This command will return a negative value showing the outstanding XtraTime amount. This owedamount will be recovered at the very next recharge made by the customer.
In cases where the recharge amount is less than the outstanding XtraTime amount, subsequent recharges will be used to recover whatever is outstanding.
The recharge can be via any of the available physical or logical channels.

This seems like a good idea. The only time I used this service was when I was not near any airtime vendor and my data connection was too weak to support online recharge.

At launch of the MTN Xtratime service only the below airtime denominations will be available to Customers but other denomination can be added as time goes on.

• N50 Xtratime
• N100 Xtratime
• N150 Xtratime
• N200 Xtratime
• N250 Xtratime

You can find Glo Borrow Me Credit here